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Frequently Asked Questions

Buyers

Q. Why should I buy?

First, for security. Whether you are single or have a family, home ownership allows you to plan your future and not leave the price and duration of your residence up to a landlord. Then, there's the investment value. Homes are one of the most profitable investments for most Americans and can be key in acquiring long-term wealth. Often, mortgage payments are nearly equal to what one would pay in rent, however with every payment, you build equity. Also, with each improvement made, residents not only enjoy a higher quality of living, but also a higher property value. Mortgage payments can also be deducted from your income tax, and should the opportunity for a new investment arise, the cash equity in your home can be liquefied. Lastly, you enjoy pride of ownership, with a home that reflects your personality and lifestyle.

Q. What is a mortgage?

A mortgage is a loan obtained by the home buyer to purchase the property, which consists of a down payment and multiple payments at an interest rate. The mortgage functions as a lien, or legal agreement to payback the principle over a set amount of time.

Q. Are there government incentives for first time homebuyers?

Yes! The American Recovery and Reinvestment act of 2009 provides up to an $8000 tax credit to first time homebuyers who purchase a property between January 1, 2009 and December 31, 2009.

Q. Why should I choose HK Lane?

HK Lane is a network of experienced agents who have specialized in residential real estate in the desert area for decades.

Sellers

Q. How do I set my asking price?

A smart seller doesn't insist on an unreasonably high initial listing price. Together with your HK Lane Real Estate sales professional, you'll come to a listing price that corresponds to market conditions and helps meet your goals.

Q. How can I get the most out of my asking price?

In recent years, home staging has become an increasingly popular technique to prepare a home to be put on the market—and, when executed well, it can possibly help command a higher listing price. You may choose to either employ the services of a professional home stager or undertake the process yourself. Should you choose to stage your own home, the most important step is to remove your personal decorations, photographs, etc. and replace them with more neutral décor. Consider neutralizing paint colors, wallpaper and window coverings. And be sure to look at the exterior of your home and repair any defects and repaint if needed. Remove clutter from the grounds, add colorful potted plants at the front entrance. In every way you can, make your home as inviting as possible for a great first impression.

Q. What resources does HK Lane utilize to ensure my listing is seen?

HK Lane is committed to maximizing the exposure of your home through a comprehensive marketing plan tailored exclusively for your property, calling upon our firm's up-to-the-minute methodologies and materials. Strategies may involve targeted advertising, addressing the public as well as the real estate community, in media including print, direct mail, broadcast and valuable Internet exposure. There's industry networking, from office meetings to important caravan tours. We'll also help you optimize your on-site exposure through home staging, organize valuable Open Houses, provide signage and more.